OEP happens once a year and should be scheduled one or two months before the group's renewal date. This allows for changes and member materials, such as ID cards, to be issued on time and for premium billing to be accurate. Coverage elected during the annual OEP will begin on the group’s renewal date.
The following may occur during the OEP:
New employees can be added to a group plan at any time. Enrollment can become effective for a new hire once they’ve completed their New Hire Waiting Period (NHWP). The employee has 31 days from their initial eligibility date to apply for coverage.
Late enrollment could result in the employee not being added to the plan.
The new employee’s effective date is the first day of the next calendar month following the end of the NHWP.
Federal insurance regulations allow no more than a two-month waiting period not exceeding 90 days. This means an employee hired on the first of the month with a two-month NHWP would need to be enrolled on day 90, not day 91.
If an employee has been rehired within 30 days of their termination date, we will reinstate their coverage. The employee would retain the same plan and ID number with no break in coverage.
If an employee has been rehired more than 30 days but less than 13 weeks after their termination date, the employer can re-enroll them on the plan and waive the NHWP. Please keep in mind:
Link is a seamless way for employers to manage group enrollment and billing. Employers can:
Additional information about Link can be found on the Link Resources tab of this guide.
When emailing Enrollment Forms or other documents containing Protected Health Information (PHI), make sure they are sent through our secure email system.
Once enrollment is complete, each employee is issued a subscriber ID and ID cards are ordered. Cards are also available to group plan managers through Link. ID cards are mailed to the member’s mailing address on file. While only the subscriber’s name is printed on the card, it can be used by any covered family member.
The subscriber and the dependent(s) receive cards for Nevada groups.
As soon as coverage begins, members should visit selecthealth.org and use their subscriber ID to set up their member account. Accounts can be used to:
Members can also download the mobile app to view their ID cards, chat with us, and more.