Plan Management Guide

Small Employer | 2026

Understanding Prescription Drug Coverage

A person in a white lab coat is holding and inspecting two medicine boxes in a pharmacy setting. Shelves filled with various products are visible in the background, suggesting a retail or healthcare environment. The scene conveys a professional and clinical mood, with a focus on healthcare and medication. No visible text or numeric values are clearly identifiable on the boxes.

Prescription drug benefits are included on all Small Employer plans and provide access to more than 45,000 pharmacies nationwide. Our drug formularies provide a complete list of prescription drugs covered by each plan, grouped into four or five tiers. Generally, Tier 1 drugs are the lowest cost and Tier 4 or 5 are the highest cost. For those on high-deductible health plans (HDHP), some medications may be covered without having to meet the deductible first, such as certain asthma, diabetes, and heart medications. To compare costs and learn more about which drugs are covered and which have special requirements, visit 
selecthealth.org/pharmacy/resources/pharmacy-coverage.

 

Prescription information in one place

Members can log in to selecthealth.org to search for in-network pharmacies, view claims and prescription benefits, and learn more about drug interactions and lower-cost alternatives.

 

Rx Savings Solutions®

Members can access more than 55,000 pharmacies, including all major national chains, with an average annual savings of $455. Visit rxsavingssolutions.com to learn more.

 

Pharmacy Compass


This tool allows members to compare medication prices, explore lower-cost alternatives, and make more informed decisions before heading to the pharmacy.

 

Intermountain Home Delivery Pharmacy

Members can get their prescriptions, including 90-day supplies for the cost of 30-day prescriptions on many covered maintenance medications*, delivered with no shipping charges anywhere in the country with Intermountain Home Delivery Pharmacy. Register at intermountainrx.org or call 855-779-3960.

*This benefit may not be available on all plans in all states.

 

UCHealth Pharmacy Delivery

UCHealth has retail pharmacy locations across Colorado, conveniently located near in-network hospitals and clinics, and seamlessly connected to your care team across the UCHealth system. You can also get secure prescription delivery right to your door at no additional cost. Visit uchealth.org/pharmacy to learn more.

 

Specialty pharmacy


Members who take specialty medications should use a specialty pharmacy for quality service and benefits at a lower cost. Learn more by calling Intermountain Health at 877-284-1114 or UCHealth at 720-848-1432.

 

Amazon Pharmacy

Members have in-network benefits for covered medications at the Amazon Pharmacy. 
They deliver medication right to the member's door with status updates along the way. Visit pharmacy.amazon.com to get started.

 

Mark Cuban Cost Plus Drugs

Members have access to more than 2,000 prescription products at potentially lower prices than traditional pharmacy locations. Visit costplusdrugs.com to learn more.